Debt keeps you chained to your past.  A purchase made with credit in the past will force you to spend months – even years – paying for it.

Regrets function the same way.  You spend your life wishing you behaved differently at some point in your past.

Here’s the problem…

You carry negative feelings NOW about events that happened in your past.  Sadly, all that negativity can impede your progress and keep you stuck.  You keep paying for it – over and over again!

It is impossible to undo what was done. However, you must forgive yourself so that you can move forward.  Hopefully, you’ve learned your lesson.  At that point, work to repair the damage and move on with living the rest of your life.